O39 False Statement to a Federally Insured Institution
Official jury instruction text reproduced for information. It is not legal advice; the instruction given in a case depends on the facts and the court.
- Instruction
- O39
- Statute
- 18 U.S.C. § 1014
- Edition
- Eleventh Circuit Pattern Jury Instructions (Criminal Cases), revised July 2026
- Official source
- Official PDF, page 295
Elements
Quoted word for word from the official text. Eleventh Circuit Pattern Jury Instructions (Criminal Cases), revised July 2026.
The Defendant can be found guilty of this crime only if all the following facts are proved beyond a reasonable doubt:
(1) the Defendant made a false statement or report; – or – (when the alleged wrongdoing is overstating the value of an asset or income)
[(1) the Defendant willfully overvalued land property or security;]
(2) the Defendant did so knowingly and with intent to influence an action of the institution described in the indictment regarding an application, advance, commitment, or loan, or a change or extension to any of those; and
(3) the deposits of the institution were insured by the Federal Deposit Insurance Corporation.
Related practice page
PPP and SBA Loan Fraud Defense in Miami
Official source: Official PDF, page 295
Official jury instruction text reproduced for information. It is not legal advice; the instruction given in a case depends on the facts and the court.