O52 Bank Fraud
Official jury instruction text reproduced for information. It is not legal advice; the instruction given in a case depends on the facts and the court.
- Instruction
- O52
- Statute
- 18 U.S.C. § 1344
- Edition
- Eleventh Circuit Pattern Jury Instructions (Criminal Cases), revised July 2026
- Official source
- Official PDF, page 380
Elements
Quoted word for word from the official text. Eleventh Circuit Pattern Jury Instructions (Criminal Cases), revised July 2026.
The Defendant can be found guilty of this crime only if all the following facts are proved beyond a reasonable doubt:
(1) the Defendant knowingly carried out or attempted to carry out a scheme [to defraud a financial institution] [to get money, assets, or other property from a financial institution] by using false or fraudulent pretenses, representations, or promises about a material fact;
(2) the false or fraudulent pretenses, representations, or promises were material;
(3) the Defendant intended to defraud [the financial institution] [someone]; and
(4) the financial institution was federally [insured] [chartered].
Related practice page
Economic & Financial Crimes Defense in Miami · Fraud & Financial Crimes Defense in Miami · PPP and SBA Loan Fraud Defense in Miami
Official source: Official PDF, page 380
Official jury instruction text reproduced for information. It is not legal advice; the instruction given in a case depends on the facts and the court.