FinCEN Sent You a Notice.
The Feds Are Not Bluffing.
Miami's FinCEN & Corporate Transparency Act Defense Attorney
Federal civil penalties up to $591/day. Criminal exposure up to 2 years. Your South Florida LLC or real estate entity may already be non-compliant — and you may not even know it.
⚠️ Penalties accrue every single day of non-compliance. If you've received a FinCEN notice or are unsure of your status, call (305) 209-0384 today.
You did not build a real estate portfolio or a Miami business to have federal prosecutors unwind it over a paperwork requirement you didn't know existed.
The Corporate Transparency Act (CTA) — enforced by the Financial Crimes Enforcement Network (FinCEN) — created sweeping new Beneficial Ownership Information (BOI) reporting obligations for millions of LLCs, corporations, and limited partnerships across the United States. South Florida, with its concentration of real estate investment vehicles, international capital structures, and private equity deals, is ground zero for federal enforcement.
"Non-compliance is not a technicality. It is a federal offense."
Dennis Gonzalez Jr., Esq. is a Miami criminal defense attorney and former Miami-Dade prosecutor. He defends individuals and businesses facing FinCEN investigations, BOI reporting failures, and Corporate Transparency Act charges. His prosecutorial background gives him unique insight into how federal enforcement decisions are made — and how to defend against them.
What You're Facing: Federal Penalties
The Corporate Transparency Act is not a minor regulatory framework.
Inflation-adjusted civil penalty for each continuing day of BOI reporting non-compliance.
Maximum federal imprisonment for willful violations of BOI reporting requirements.
Senior officers and beneficial owners can be personally charged — the LLC does not shield you.
| Violation Type | Civil Penalty | Criminal Exposure |
|---|---|---|
| Failure to File / Late Filing | Up to $591+/day (inflation-adjusted) | Up to 2 years imprisonment |
| Filing False Information | Up to $591+/day | Up to 2 years imprisonment |
| Willful Non-Compliance | Up to $10,000 total maximum | Criminal prosecution possible |
| Senior Officer / Beneficial Owner | Personal liability exposure | Individual criminal prosecution |
* Penalty figures are inflation-adjusted and subject to change. Verify current amounts at FinCEN.gov. The CTA has faced legal challenges — confirm enforcement status with counsel.
Who Is at Risk in South Florida?
If your entity falls into any of these categories, you likely have a reporting obligation.
Real Estate LLCs
Single-property and multi-property holding entities in Miami-Dade and Broward.
Private Equity & SPVs
Syndication vehicles, fund structures, and investment SPVs with South Florida nexus.
Title Companies
Title companies and affiliated settlement entities in the real estate transaction chain.
Closely-Held Corporations
Small and mid-size corporations in Miami-Dade, Broward, and Palm Beach counties.
Foreign-Owned Entities
Foreign-owned or foreign-managed entities with US registration or business nexus.
Layered Structures
Any entity with complex or multi-layered ownership — highest federal scrutiny in South Florida.
How Dennis Gonzalez Defends You
A former prosecutor's approach to federal compliance defense.
Immediate Damage Assessment
The first call determines the exposure timeline. We identify what was filed, what was missed, how long the non-compliance window has been open, and whether voluntary disclosure is strategically appropriate.
Federal Investigation Defense
If FinCEN or DOJ has already made contact — whether by civil notice, subpoena, or criminal referral — you need a former prosecutor who understands how federal enforcement actions are built from the inside.
Remediation Strategy
In many cases, proactive corrective filing combined with a defensible good-faith argument can substantially mitigate civil penalties. We develop a strategy that documents your effort to cure the violation.
Criminal Defense If Escalated
Willful violations carry criminal exposure. If the government contends your non-compliance was intentional, this becomes a federal criminal matter requiring a rigorous, experienced defense.
Why Choose 786.Law for FinCEN Defense
Former Miami-Dade Prosecutor
Understands federal enforcement from the inside — knows how decisions to prosecute are made.
Deep South Florida Market Knowledge
Understands Miami's real estate landscape, entity structures, and the specific federal focus on this market.
Bilingual — English & Spanish
Full representation in both languages. No interpretation barrier between you and your attorney.
Direct Attorney Access
You talk to Dennis — not a paralegal, not a call center. Direct counsel on your matter from day one.
Frequently Asked Questions
Does the CTA apply to my single-member LLC used to hold a rental property?
In most cases, yes. Single-member LLCs formed in any US state are generally subject to BOI reporting requirements unless a specific exemption applies. Most real estate holding LLCs do not qualify for any of the 23 statutory exemptions under the CTA. "Small investor" is not an exemption.
What if I missed the deadline — is it too late?
It may not be too late to mitigate your exposure. Voluntary corrective filing, combined with documented good-faith explanation, can be part of a defense strategy. The longer you wait after becoming aware of non-compliance, the harder it becomes to argue good faith.
Can FinCEN actually prosecute individuals — not just companies?
Yes. The Corporate Transparency Act expressly creates individual liability for senior officers and beneficial owners who willfully cause a reporting failure. The corporate form does not shield you. This is not a hypothetical — it is written into the statute.
I received a FinCEN compliance notice. What do I do right now?
Do not respond to any government communication without speaking to an attorney first. Call (305) 209-0384 immediately. The response strategy to a federal compliance notice can significantly affect your ultimate exposure.
My accountant said I don't need to worry about this. Should I trust that?
Many accountants and general practice attorneys are not yet fully versed in CTA BOI requirements. This is a specialized federal compliance area that many practitioners are still catching up on. Get an independent assessment from an attorney with federal compliance experience before assuming you are covered.